Americans lose billions of dollars each year to fraud, but today’s scams are about far more than stolen credit cards or suspicious emails. On this edition of The Forum, we look at The Business of Deception: how scams work, why even careful and well-informed people can fall victim, and what we can do to protect ourselves and those around us. Criminals are increasingly sophisticated, using stolen identities, convincing impersonations, artificial intelligence, and even cloned voices to gain our trust and separate us from our money. Increasingly, they are also targeting children and older adults, who can be especially vulnerable to deception.